As your wealth increases and your financial situation becomes more complex, managing cashflow can become a full time job. We help you make the most of your cash, maximising the return from your short term cash holdings while ensuring you have money on hand for investment costs, new opportunities, and your immediate lifestyle needs.
For more details on debt management check out our blog It’s time to talk about debt.
MyProsperity – finances sorted
MyProsperity is an online wealth portal that allows you to connect and bring all of your finances together in the one place. Discover what it means to get your financial world sorted. Add your home, investment properties and car, then connect your superannuation, investments and bank accounts. MyProsperity allows you to store important documents such as Wills, insurance policies and receipts to keep on record. For more details visit the MyProsperity page.
Financial Strategies
The following financial strategies illustrate the potential benefits of implementing various debt strategies.
Explains how to use your current surplus cashflow to save and interest and reduce your debt faster.
Explains how to consolidate certain debts into your mortgage to potentially enable you to save interest and pay of debt sooner.
Explains how to progressively redraw on the equity in your home to help create long-term wealth in a tax effective manner.
Explains how to use money received from a windfall to reduce non-tax deductible interest, whilst still allowing you to invest the equivalent for wealth building purposes.
Emergency Cash in a Mortgage Offset
Explains how to use your ‘emergency’ cash to reduce the interest on your mortgage.