Even those of us who have been paragons of responsibility for 51 weeks of the year can be tempted to take a budgeting holiday when Christmas and the summer vacation rolls around. Unlike overindulging at the Christmas lunch, this has more than short term consequences.
Escape the winter blues – without breaking the bank!
Have you been feeling a bit sluggish as the winter weather sets in? Are you craving richer meals, sleeping in a bit more, and generally feeling a bit flat? There could be a scientific explanation.